Accept payments in Montreal, wherever your customers are
Payments in Montreal are our specialty: Direct Pay Solutions brings all your payment channels together, in store, on the go, online or by subscription, on a single platform, with some of the lowest rates and no long-term contract.
Certified Clover dealer
Direct Pay Solutions is a certified Clover dealer: official Clover devices and apps, setup done right, and support from a Laval-based team serving Greater Montreal.
View the certified Clover dealer directoryIn-store payments
Countertop or mobile Clover terminals to take contactless, chip or swipe payments in seconds.
See the devices →Mobile payments
With the Clover Flex 3 and Flex Pocket, take payments at the table, on delivery or on the go, and never miss a sale.
Discover the Clover Flex 3 →Online payments
Virtual terminal and payment links: take payments by phone, by email or right from your website.
See the virtual terminal →Recurring payments
Subscriptions, plans and memberships: automate billing and keep customers coming back with no extra effort.
Ideal for service businesses →Every payment type, across all your channels
Every payment type is supported: Interac, Visa, Mastercard, Amex, contactless and mobile wallets, all centralized in a single secure dashboard with fast deposits.
- Real-time processing and fast deposits
- PCI compliance and end-to-end encryption
- One dashboard for all your channels
- Electronic receipts and one-tap refunds
- Some of the lowest rates, with no hidden fees and no contract
Understanding your processing costs
A few elements to check when comparing payment-service proposals on clear terms.
Interchange
Interchange is one component of the cost of a card transaction. Schedules vary by card network and card type, among other factors. Consult the official references from Visa Canada and Mastercard Canada.
PCI DSS
PCI DSS compliance addresses the protection of card data. A merchant's responsibilities depend on how payments are accepted and processed. The PCI Security Standards Council publishes the official standards and resources.
Deposits
After the batch closes, funds are sent to the merchant's bank account according to the processor's and acquirer's schedule and the applicable cutoff time. Your proposal should state the schedule for your setup.
Contracts and transparency
DPS presents pricing elements before signing, with no surprise monthly account fees or unexpected termination fees. Options without a long-term commitment and any applicable conditions are explained in your proposal.
Our role as a Fiserv agent
Direct Pay Solutions acts as an agent of Fiserv Canada Ltd. Processing services are provided through Fiserv. See Compliance and partners for public registry links and details about this role.
No provider is the right fit for every business. Compare rates, fees, agreement terms, deposit schedules and support against your actual needs.
Direct Pay Solutions helps you finance your equipment and your growth
Direct Pay Solutions connects you with two trusted financing partners for Canadian businesses, to support your cash flow, your projects and your growth.
Journey Capital
Financing for Canadian small and medium businesses to support their working capital, projects and growth.
Visit Journey Capital
Clover Capital
A merchant cash advance for Clover merchants, tied to the sales processed on your Clover devices, to fund your needs without complicated paperwork.
Discover Clover CapitalLet's unify your payments, at no cost
Send us your current statement and we'll show you your savings and the best setup in less than 24 hours.